Charges and Fees

All new loans are charged at £25 per £100 borrowed.

There are absolutely no setup charges or fees whatsoever.

Our APR (Annual Percentage Rate)

The regulations that govern financial services in the United Kingdom state that the Annual Percentage rate, or APR, must be clearly displayed to enable consumers to compare the annual costs of a loan.

The APR is a calculation which shows the cost of a loan (including all fees and interest accrued); this figure, however, is not the best method to determine the cost of a short term, Payday loan as can be clearly seen from the table below.

If, for example, you were take out a Payday or short term loan and repay over the course of a year, it would it would prove extremely expensive.

Given that Payday or short term loans, however, are taken over a relatively short period of time (normally a maximum of 31 days) it is not possible to compare the APR with, for example, a bank loan, credit card or mortgage.

The above table clearly shows that even though we have a very high APR, the actual cost of the loan as a percentage of the amount borrowed is much lower than a longer term credit product with a lower APR.

Using a Payday loan from CashUpFront.co.uk your loan cost would be 25% of the amount borrowed, compared with 49% or 94% for the same amount over a longer period.

"The typical APR is the APR at or below which the advertiser reasonably expects, at the date on which the advertisement is published, that credit would be provided under at least 66% of the agreements which will be entered into as a result of the advertisement.

Our typical APR is currently 1737%.